Getting help is smart. A good financial consultant can help you understand. You don't need a genius.
How can they help you?
You don't need to know everything. No magic tricks. You should feel smarter after talking to them.
They might help with saving. Find one who does what you need. They actually help.
Simple places to find help
Ask people you trust. Your bank might have people. Take your time.
These can be good. Independent ones might work just for you. See who fits best.
Simple things to check
Ask how they charge. You want someone who fits your needs. Ask how often they'll check in.
If they use big copyright, that's bad. Experience helps. No pushy sales.
Red flags to watch out for
That's always bad. Watch out if they are unclear about money. They should help you.
If they talk over you. Good advice is simple. The worst ones pressure you.
How to work with them well
Be honest. Ask questions when you need more info. Check in sometimes.
But it's your money. Helps them help you. Good advice grows with you.
Final thoughts on finding help
You don't need to figure it all out. Not fancy titles. is WFG an MLM? Check options|The right one is out there|You'll find them}.
Don't wait until it's hard. Not more stressed. Just find good help.